Find your place with Holdkey

Search properties for sale across the UK, with built-in escrow protection and zero buyer fees.

FCA Authorised Escrow
Zero Buyer Fees
Verified Professionals
FCA Authorised

Property transactions,
held securely.

Holdkey automates every step of buying and selling property in the UK — from mortgage agreement to exchange of contracts — with built-in escrow, verified professionals, and zero surprises.

Buyers pay nothing. Sellers pay a flat fee of 2% on completion only. No upfront costs.

141 Kensington Park Road, W11
£910,000 · 2 Bed Flat
In Progress
Transaction progress
✓
✓
✓
4
5
Purchase price£910,000.00
Holdkey fee (2%)−£18,200.00
You receive£891,800.00
Mortgage confirmed
Offer accepted · £910,000
Valuation & survey complete
Conveyancing in progress…
Exchange & escrow release

Property for sale

Find property for sale. Search over 900,000 properties for sale from UK agents.

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Studios for sale

Find studio apartments for sale. Compact living in prime UK locations, ideal for first-time buyers.

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Properties for sale in London

Flats and houses for sale in London. Find properties with Holdkey, the UK property portal.

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HMO properties for sale

Houses in multiple occupation for sale. High-yield investment properties across the UK.

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Houses for sale in London

Flats and houses for sale in London. Find properties with Holdkey, the UK property portal.

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Sell your property

Just 2% on completion — no upfront fees, no agent commission. Calculate your savings first →

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The process

Five steps from offer to keys

Holdkey tracks every stage, connects the right professionals, and holds your funds securely until exchange.

1

Finances Agreed

Mortgage approved or cash buyer status confirmed. Income, deposit, ID and address all verified.

Mortgage Advisor + Buyer
2

Offer Accepted

Browse Holdkey listings. Submit an offer. Seller accepts or counters. Transaction created when agreed.

Buyer + Seller + Agent
3

Valuation & Survey

Mortgage lender sends a valuer. Buyer chooses a Homebuyers or Full Building survey for insurance.

Surveyor + Buyer
4

Conveyancing

Solicitor checks title deeds, carries out local authority searches, and reviews contracts.

Solicitor + Buyer + Seller
5

Exchange & Release

All five parties confirm digitally. Escrow funds release to the seller. Keys change hands.

All parties
0%
Buyer commission. Always free for buyers.
2%
Seller commission. Completion only. No sale, no fee.
FCA
Authorised escrow. Funds held securely until exchange.
The real comparison

Holdkey isn't a listing service. It's a transaction platform.

Online listing services hand you a “For Sale” sign and step back. Holdkey coordinates your solicitor, surveyor, and mortgage advisor through every step — and charges only when you complete.

Online listing service
e.g. Purplebricks
Holdkey
Escrow platform with listing built in
Platform fee
£999–£1,349
Upfront — whether you sell or not
2% commission
Completion only — no sale, no fee
Solicitor / conveyancing
£1,200–£2,000
You arrange and pay separately
Coordinated in platform
Step 4 managed with your solicitor
Survey coordination
Your problem
Find and book separately
Managed in transaction
Step 3 — RICS surveyor assigned
Progress tracking
None
You chase each party yourself
5-step dashboard
All parties connected, all steps visible
Escrow protection
None
Funds exchange outside platform
FCA-authorised
Held until all 5 parties confirm
Total friction
High
Minimal

Holdkey has no lock-in — use your own solicitor, surveyor, or mortgage advisor. See the fee calculator →

For professionals

Join the Holdkey network

Solicitors, surveyors, mortgage advisors, and estate agents — register free, get matched to transactions in your area, and earn your Holdkey Verified badge.

Register as a professional
Step 1

Mortgage Advisors

FCA-registered. Guide buyers through mortgage approval.

Step 2

Estate Agents

List properties. Manage viewings and offers.

Step 3

Surveyors

RICS-accredited. Valuations and building surveys.

Step 4

Solicitors

SRA-regulated. Title checks, searches, and contracts.

For estate agents

Co-list with Holdkey.
Earn a referral fee on every sale.

Join our professional network and bring your seller clients to Holdkey. They get a transparent flat-fee sale — you get a 1% referral fee on completion. No conflict of interest. No upfront costs.

  • List on Holdkey alongside your own agency — no exclusivity required
  • Earn 1% of the sale price on every completed sale you bring in — half of Holdkey's 2% fee
  • Manage offers and viewings through Step 2 of the transaction
  • Verified Holdkey Agent badge — build trust with modern buyers
Apply as an agent partnerView our network
Agent earnings per completed sale
£300k sale£3,000
£500k sale£5,000
£750k sale£7,500

1% of the sale price — half of Holdkey’s 2% completion fee. Paid to your nominated account within 5 working days of exchange.

Testimonials

Trusted by buyers, sellers, and professionals

“We saved over £12,000 in estate agent fees. The escrow gave us total peace of mind knowing our deposit was protected.”

Sarah & James
First-time buyers · London, SW1

“As a solicitor, Holdkey streamlines the conveyancing process. All documents in one place, all parties connected. Brilliant.”

Michael Chen
Property solicitor · Manchester, M1

“Listed my flat on a Friday, had three offers by Monday. The flat fee means I kept thousands more than with a traditional agent.”

Emma Richardson
Seller · Bristol, BS1
FAQ

Frequently asked questions

How much does Holdkey charge buyers?
Zero. Buyers pay no commission and no platform fee to Holdkey, ever. You will still have standard third-party costs — solicitor/conveyancing (avg £1,624 inc. disbursements), a RICS survey (avg £455), and a mortgage valuation (avg £354, often waived by your lender). These are the same costs you'd pay on any platform.
How does Holdkey compare to online listing services like Purplebricks?
Online listing services charge £999–£1,349 upfront whether your home sells or not, and leave you to arrange and pay for your solicitor (£1,200–£2,000) and survey separately. Holdkey charges 2% commission on completion only — no sale means no charge. Your solicitor, surveyor, and mortgage advisor are coordinated inside the platform at every step. Holdkey is not an estate agent; it's an escrow platform with listing built in.
How does the escrow work?
When a transaction reaches Step 5 (Exchange), the buyer's funds are held in an FCA-authorised escrow account. All 5 parties — buyer, seller, solicitor, surveyor, and mortgage advisor — must digitally confirm before funds release to the seller.
What happens if a transaction falls through?
If a transaction is cancelled before exchange, any escrowed funds are returned to the buyer. No fees are charged to either party for cancelled transactions.
Do I need to use Holdkey's professionals?
No. You can use your own solicitor, surveyor, and mortgage advisor — there is no admin fee or penalty for doing so. Holdkey's vetted professional network is available if you want help finding verified, regulated professionals in your area.
How long does a transaction take?
The average UK property transaction takes 12–16 weeks. Holdkey's digital workflow and connected professionals can help reduce this by keeping all parties synchronised and eliminating paper-based delays.
Is Holdkey regulated?
Yes. Holdkey's escrow service is provided through an FCA-authorised partner. All funds are held in segregated client accounts in compliance with FCA regulations.
How do I contact support?
Email us at support@holdkey.co.uk. Our team is available Monday–Friday, 9am–5:30pm. For urgent transaction issues, include your transaction reference in the subject line.
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